Preface

Starting with plans beginning Jan. 1, 2014, no one can be excluded for a pre-existing condition. Until then, though, when may a health plan exclude a dependent with a pre-existing condition?…

Starting with plans beginning Jan. 1, 2014, no one can be excluded for a pre-existing condition. Until then, though, when may a health plan exclude a dependent with a pre-existing condition?

1.

At any time

2.

When the dependent is older than age 26

3.

When the dependent is older than age 19

4.

When the dependent has been refused coverage in the past


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