New medical cost savings program: Telemedicine means great discounts

Print
Email
Reprints
January 9, 2012

In the last four years, a new and highly effective service, Telemedicine, has evolved that can reduce medical claim costs by $70 per month per employee. Unlike wellness programs, where employers attempt to change the employees’ and their dependents’ lifestyle, the Telemedicine results start immediately and is quite simple.

History of broker efforts to reduce claim costs …


This article is available to subscribed users to WorkplaceBenefits.org. Subscribe below for access or log-in.

Already a subscriber? Log in here.

Please note you must now log in with your Email Address and Password.

 

31 Comments

This is usually followed up with a request to come in to see the doctor later in the week or the next week. Darcy Quinteros

Posted by: my d | September 17, 2012 3:59 AM

Report this Comment


These savings in claim costs will range from $300/year for a single employee or over $1000/year for a family of four. These savings reduce office co-pays and claim costs to the employer's plan.my blog

Posted by: antic h | September 15, 2012 4:58 AM

Report this Comment


The Telemedicine doctor has access to the medical history and medications of every family member which was provided over the phone, fax, or internet when the family enrolled. pisos para gimnasio

Posted by: my d | September 11, 2012 3:20 AM

Report this Comment


bizim icin kombi servisi almak Kombi Servisi,kombi bakımları ve arızaları icin bize danışabilirsinizKombi Servisi, Klima servisi icin istanbul hizmeti Klima Servisi

Posted by: okhan s | September 9, 2012 11:49 AM

Report this Comment


This is usually followed up with a request to come in to see the doctor later in the week or the next week.Guy Kuhnert

Posted by: my d | September 1, 2012 12:50 PM

Report this Comment


These savings reduce office co-pays and claim costs to the employer's plan.tapetes antifatiga

Posted by: my d | August 25, 2012 2:10 PM

Report this Comment


For years, new ideas have been put forth to stabilize the cost of medical care claims. conos de senalizacion

Posted by: my d | August 23, 2012 5:22 AM

Report this Comment


They have a huge campus and also good placement facility. Also they have good transportation facility.tapetes espagueti

Posted by: my d | August 11, 2012 4:13 PM

Report this Comment


It is the close integration of church and police efforts in Orlando which raises the specter of government-supported religious coercion.tapetes antifatiga

Posted by: my d | August 9, 2012 4:55 PM

Report this Comment


Your blog is useful information and article posting regularly of your site. point pleasant beach nj hotels

Posted by: Omar S | August 1, 2012 11:54 PM

Report this Comment


Thank you for giving me another point of view on this topic. Now I can easily complete my article.cheapest car insurance in Georgia

Posted by: antic h | August 1, 2012 10:46 AM

Report this Comment


Thank you for giving me another point of view on this topic. Now I can easily complete my article. Cheers Hytrain Directory

Posted by: antic h | July 30, 2012 2:12 AM

Report this Comment


When appropriate, the doctor calls in a prescription to the patient's pharmacy or one that is open 24 hours.HCG drops

Posted by: antic h | July 27, 2012 3:23 PM

Report this Comment


Telemedicine is changing the way people seek and get medical advice, diagnoses, and prescriptions. curso marketing online

Posted by: antic h | July 25, 2012 6:35 AM

Report this Comment


White evangelicals by themselves cannot preserve a biblical world view or a biblical agenda within American political and public policy arena. 1blick.de/

Posted by: antic h | July 23, 2012 11:56 PM

Report this Comment


Here's what this election demonstrates--white evangelicals by themselves cannot win electionstapetes para entrada

Posted by: antic h | July 15, 2012 11:19 AM

Report this Comment


That was confirmed this evening when a veterinarian said the dog had only a few cuts and bruises and should recover easily.Atelier.net

Posted by: antic h | July 14, 2012 2:12 AM

Report this Comment


This is usually followed up with a request to come in to see the doctor later in the week or the next week. A conversation with a doctor is a rarity.banja vrujci

Posted by: antic h | July 10, 2012 5:28 AM

Report this Comment


Excellent writing! I am looking forward to hearing more from you.sedmicni horoskop

Posted by: George Z | July 8, 2012 1:14 PM

Report this Comment


This page can be very useful and enjoy reading. We cherish your Anything below signed. We are part of every single bit of it I liked. I often try to find this is useful information.Hotels in Manali | Budget Hotels in Manali

Posted by: Minakashi M | June 20, 2012 2:58 AM

Report this Comment


Your approach to this topic is unique and informative. I am writing an article for our school paper and this post has helped me. Thanks.

Posted by: galometora450 g | June 15, 2012 10:18 PM

Report this Comment


I love the ideas behind this program so much. People will be able to benefit so much from this savings. There is nothing better then using this program. Keep up the good work. TESOL

Posted by: james k | June 8, 2012 7:14 PM

Report this Comment


Telemedicine has now introduced many new medical cost saving programs with great discounts. You can adopt any policy with your choice. Dollar and frequency limits on some services takes you get advantage of it.click here

Posted by: Paul h | June 1, 2012 12:12 AM

Report this Comment


This post has helped me to have another perspective. I am researching this topic for a paper I am writing. Your article provided me great insight of my topic. David

Posted by: oloveltime o | May 21, 2012 1:48 AM

Report this Comment


This post has helped me for an article which I am writing. Thank you for giving me another point of view on this topic. Now I can easily complete my article. Cheers Hernandez Helen

Posted by: LouisTimothy L | May 6, 2012 11:54 PM

Report this Comment


I use Telemedicine to help my clients and brokers as part of a claims avoidence program. This helps reduce the exposaure and lower claims so they can negotiate better insurance renewals. Telemedicine in conjunctioin with various discount programs and prescription discounts all lead to a perfect benefit offering. I have already used this service twice and both times I was able to obtain my Rx without having to go to the doctors office. I also saved time and money (no copay to Dr) and never had to take off of work to get treated.

Telemedicine is not the end all be all but I believe its' here to stay.

Posted by: john s | January 10, 2012 6:05 PM

Report this Comment


We tend to avoid $0 consult fee programs. They encourage over-utilization which raises the underlying cost of the program (we have evidence of this). Just as significant, there has been a movement to regulate the $0 consult fee program as it is being regarded "pre-paid medical". Once this formally happens, reserves are required to be held, which changes how the programs work and are funded. $10 consult fees work well, as well as $38 consult fees subsidized by the employer. The higher the consult fee, the lower the monthly pepm. The net cost is the same in the end--it just depends on how the employer wants to fund the program.

Posted by: Steve S | January 10, 2012 2:50 PM

Report this Comment


Telemedicine is a great alternative option. We actually offer the CH Complete Card, which gives employees access to telemedicine 24/7 (Consult-a-Doc), in addition to other helpful benefits (fitness club discounts, travel assist, pet discounts). Employers are using our card in conjunction with HSAs, in order to attract employees. Telemedicine reduces unnecessary claims costs, and the multiple benefits in one card are a great incentive to take the plunge into more cost-effective consumer plans. Great article, Roger!

Amy Dixon ContinuousHealth http://www.continuoushealth.com

Posted by: Amy D | January 10, 2012 9:07 AM

Report this Comment


The cost of telemedicine is a function of the number of employees enrolled and whether the plan is paid for by the employer or offered as a voluntary purchse.Thus, cost can range from $3 to $10 per family per month. Co-pays per doctor contact can range from $0 to $40 per call. If too high, patients will not use the service,if too low,they may over use it by making unnecessary calls. The size of the co-pay will also impact the plan monthly cost.

Posted by: roger s | January 9, 2012 8:39 PM

Report this Comment


All states except Oklahoma have already approved the concept and the Federal Telemedicine Act took care of the issue from the national standpoint. Programs can be implemented for $10 or less per month per employee with $0 per call fees not the $10 mentioned in the article. Happy to provide more information or program access at info@telemedbenefit.com David Kuhnke

Posted by: David K | January 9, 2012 4:04 PM

Report this Comment


This is a super idea. Now if we can just get the state regualtory agencies to agree!

Posted by: Tom B | January 9, 2012 3:32 PM

Report this Comment

Add Your Comments...

Already Registered?

If you have already registered to Accounting Today, please use the form below to login. When completed you will immeditely be directed to post a comment.

 

Advertisement
Advertisement